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401(k) replacement, Living Benefit Life Insurance, Tax-Free IUL, Tax-Free Pension Alternative

How To Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

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How To Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

 

Tired of Losing Money in the Stock Market? You can Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

2008 Financial Market Melt Down
2008 Financial Market Melt Down
Yo-Yo Volatility and Gut Wrenching Stock Market Losses are eliminated with a Tax-Free Pension Alternative or Tax-Free IUL
Yo-Yo Volatility and Gut Wrenching Stock Market Losses are eliminated with a Tax-Free Pension Alternative or Tax-Free IUL

Simply do what the Wealthiest American Families do to avoid taxes and not lose money in the stock market. They use a little known IRS approved strategy that has been called the perfect retirement solution for those who qualify. This tax-free pension alternative is also known as living benefit life insurance or the tax-free IUL.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How It Works

Kindle version  $2.99 

Free download and more videos https://www.bruceecoxcpa.com/
• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.

• If you have not put enough money away for retirement and need a catch up solution, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Originally posted at retirement-toolbox.com

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401(k) replacement, Living Benefit Life Insurance, Tax-Free IUL, Tax-Free Pension Alternative

Professional Athletes-Entertainers Secure & Win Your Financial Future

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Professional Athletes-Entertainers Secure & Win Your Financial Future

ProfessionalAthletesLogos

Want Plenty of Money in your Post Playing Days?

A simple easy to implement adjustment can make the difference and secure your financial future. This short Retirement-Toolbox video explains how.

You have seen the stories, a staggering number of Professional Athletes and Entertainers filing Bankruptcy despite earning millions of dollars in salary or royalties. 78% of NFL players, 60% of NBA players and a large number of MLB players are bankrupt within 5 years of leaving the game.  Plenty of Celebrities and Entertainers, actors, musicians, singers have joined the list too.

You can secure your financial future with a little known tax-free solution that America’s wealthiest families use to preserve capital and cut taxes.

Imagine retiring at age 35 with $301,000 of tax-free income for life; or at age 40 with $384,000 of tax-free income for life. It’s possible to make this happen with a little discipline. Beginning at age 25 you invest $500,000 per year for 5 years and average 7% per year on your money. Historical returns have averaged over 8%.

The Tax-Free Pension Alternative, An Under the radar strategy for Athletes, Entertainers and other High Earners. Strategy can Secure your financial future.
The Tax-Free Pension Alternative, An Under the radar strategy for Athletes, Entertainers and other High Earners. Strategy can Secure your financial future.

This little known strategy has flown under the radar for 20 years. Most advisors have never heard about the strategy or did not realize how powerful it has become.

It has been called The Perfect Retirement Solution and The 401(k) Replacement. It is a tax-free pension alternative and is also known as living benefit life insurance or the Tax-Free IUL.  This tax-free solution works.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

During the Financial Market Melt Down, none of our clients lost money in their tax-free pension alternative. Their money was safe and secure. The same tax-free solution can work for you.
During the Financial Market Melt Down, none of our clients lost money in their tax-free pension alternative. Their money was safe and secure. The same tax-free solution can work for you.

New eBook Explains How It Works

Kindle version $2.99 

Free download and more videos https://www.bruceecoxcpa.com/

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

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401(k) replacement, Living Benefit Life Insurance, Tax-Free IUL, Tax-Free Pension Alternative

Living Benefit Life Insurance Eliminates Taxes & Stock Market Losses

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Living Benefit Life Insurance Eliminates Taxes & Stock Market Losses

Living Benefit Life Insurance Gets Rid of Taxes on Retirement Income & Stock Market Losses
Living Benefit Life Insurance Gets Rid of Taxes on Retirement Income & Stock Market Losses

The Retirement-Toolbox Video Explains.

So, are  you Tired of Losing Money in the Stock Market?  

You can now Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

Simply do what the Wealthiest American Families do to avoid taxes and not lose money in the stock market. They use a little known IRS approved strategy that has been called the perfect retirement solution for those who qualify.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How this tax-free pension alternative, or living benefit life insurance works.

The Perfect Retirement Solution gets rid of stock market losses once and for all.
The Perfect Retirement Solution gets rid of stock market losses once and for all.

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.

• If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Free download at BruceECoxCPA.com

Kindle version $2.99

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401(k) replacement, Living Benefit Life Insurance, Tax-Free IUL, Tax-Free Pension Alternative

What If You Could Triple Your After-Tax Retirement Income with a Simple Switch?

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What If You Could Triple Your After-Tax Retirement Income with a Simple Switch?

Would You Be More Comfortable Knowing This Strategy Is Used By America’s Wealthiest Families to Cut Taxes and Preserve Capital?

Watch the Retirement-Toolbox Video to Learn More.

It is What You Keep.  Your Income After-Taxes 

The IRS gets first dibs on your income.  You get to spend what is left after-taxes.  After-tax Retirement Income is what you should focus on.

The IRS gets first dibs on your taxable income. You keep the after-tax retirement income.
The IRS gets first dibs on your taxable income. You keep the after-tax retirement income.

If you withdraw $50,000 from your qualified plan the IRS could take $20,000.

As you can see, qualified plans such as your IRA, 401(k) or 403(b) are heavily taxed.

Tax-Free is Better.  Zero taxes means you get to keep the entire $50,000 rather than $30,000 after-taxes.

But what if the $50,000 was actually $90,000 tax-free?   Would that excite you?  It should because that is what a tax-free pension alternative or tax-free IUL might be able to do for you.

These Living Benefit Life Insurance Plans have been known to kick your retirement up a few levels where your life style options could blow your mind.

Request an illustration and a Free Retirement Plan Comparison.

Free Retirement Plan Comparison
Free Retirement Plan Comparison
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401(k) replacement, Living Benefit Life Insurance, Tax-Free IUL, Tax-Free Pension Alternative

Are You Risking a Retirement Shortfall?

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Are You Risking a Retirement Shortfall?

Not enough money to enjoy retirement?

A tax free solution could help stretch your money further.

Watch the Retirement-Toolbox video.

Your money has to last 30 years or more if you retire in your 60s or 70s. Many people run out of money 7 to 10 years into retirement.

Facing a retirement shortfall, what will you do for the next 20 years if you run out of money?

Don’t let it happen.  Discover and Implement the Tax-Free Solution.

A tax-free pension alternative also known as living benefit life insurance or the tax-free IUL will solve many of these issues.

None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.

The Solution works. The tax-free solution has also been known to double, even triple after tax income compared to a 401(k) or 403(b) retirement plan. It has been called the Tax-Free Pension Alternative.

To see how powerful it is request a free illustration and retirement plan comparison.

Free retirement plan comparison
Free retirement plan comparison
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401(k) replacement, Living Benefit Life Insurance, Tax-Free IUL, Tax-Free Pension Alternative

Build a Tax Free Emergency Fund

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Build a Tax Free Emergency Fund Using a Tax-Free IUL.

The Tax-Free IUL works as a tax free emergency fund. You can make tax free penalty free withdrawals anytime for any reason at any age.

Watch the Retirement-Toolbox Video

You can pay the money back when you have it during your lifetime or with death benefits upon your death.

Flexibility makes a living benefit life insurance valuable. It is more than a supplemental retirement plan. The Wealthy use it as a liquid tax-sheltered way to preserve capital and earn a reasonable Rate of Return.  It’s their safe money emergency fund!

Living Benefit Life Insurance, the tax free IUL is flexible enough to double as your tax free emergency fund.
Living Benefit Life Insurance, the tax free IUL is flexible enough to double as your tax free emergency fund.

 

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401(k) replacement, Living Benefit Life Insurance, Tax-Free IUL, Tax-Free Pension Alternative

What Would You Choose, a New Boat or a More Secure Retirement?

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What Would You Choose, a New Boat or a More Secure Retirement?

Tax-Free IUL vs. Boat Purchase. What’s The Opportunity Costs?

Opportunity Costs of boat purchase vs. Tax-Free IUL $17,509 a year in tax-free retirement income, You would need $583,000 in a 401(k) or an annuity to generate the same after tax income. Would you choose the boat or the more secure retirement?
Opportunity Costs of boat purchase vs. Tax-Free IUL $17,509 a year in tax-free retirement income, You would need $583,000 in a 401(k) or an annuity to generate the same after tax income. Would you choose the boat or the more secure retirement?

Examining  a Tax-Free IUL vs. boat purchase

A client asked for my opinion on his borrowing $75,000 to purchase a boat.

Life is full of trade offs.  What would you do?  Enjoy the boat or go for an extra $17,509 a year in tax-free income for life?   You would need $583,000 in an annuity or 401(k) to generate the same $17,509 in after-tax income.

New boat vs. a more secure retirement?

You might have been able to do both.  If you started a tax-free pension alternative several years ago, you might be able to borrow tax-free the $75,000 from your tax-free retirement plan, and pay yourself the interest, rather than the  bank or finance company.

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401(k) replacement, Living Benefit Life Insurance, Tax-Free IUL, Tax-Free Pension Alternative

Rolling Over Money in Low Yielding Bank CDs?

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Rolling Over Money in Low Yielding Bank CDs?

Scared to Death of More Stock Market Losses?

Tax-FreeIUL-3-RollingCDs470x264

Don’t trust the Government, the Economy or the Stock Market?

Rolling Over Money in Low Yielding Bank CDs?
Rolling Over Money in Low Yielding Bank CDs?

There are tax-free safe income alternatives.  America’s wealthiest families have been using these alternatives for years to cut taxes and eliminate stock market losses.

These IRS strategies are not well known.  Most advisors have not heard about them or they have not realized how powerful the strategies have become.

Watch the Retirement-Toolbox video to learn more.

Request an illustration and Free Retirement Plan Comparison.

Free Retirement Plan Comparison
Free Retirement Plan Comparison
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401(k) replacement, Living Benefit Life Insurance, Tax-Free IUL, Tax-Free Pension Alternative

Are You Worried Your Retirement Money Will Run Out?

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Are You Worried Your Retirement Money Will Run Out?

Many people run out of money 7 to 10 years into retirement.  With increasing life expectancy your money might have to last 30+ years in retirement if you retire in your 60s almost as long as your working years.

Want to make sure it doesn’t happen to you?  Watch the Retirement-Toolbox video to find steps you can take now.

Top Retirement Challenges: Taxes, Longevity and Stock Market Losses. Will You Run Out of Money?
Top Retirement Challenges: Taxes, Longevity and Stock Market Losses. Will You Run Out of Money?

Tax-Free Pension Alternative 

There is a little known IRS approved strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital.

The Strategy works. The Tax-Free IUL can produce a Tax-Free Income You Won’t Outlive! The strategy has also been known to double, even triple after tax income compared to a 401(k) or 403(b) retirement plan. It has been called the Tax-Free Pension Alternative.

Tax-Free Income for Life

If you can double even triple your after-tax income, your money will last longer.  Going with a tax-free retirement plan also insulates you from future tax hikes.  A Zero taxed tax-free plan is better than a heavily taxed qualified plan, such as an IRA, 401(k) or 403(b) retirement plan.

The Tax-Free IUL has no down side risk.  You don’t lose money when the markets go down. Annual gains are locked in, so you never give back interest previously earned.  You share in market upside, up to an annual cap rate.  Current caps are 13% to 16% depending on the index you choose.

Your withdrawals are tax-free penalty free at any age for any reason.  Withdrawals from your qualified plans are heavily taxed and subject to early withdrawal penalties of 10% if you are under age 59 1/2.

You can request a free retirement plan comparison.

Free retirement plan comparison
Free retirement plan comparison
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401(k) replacement, Living Benefit Life Insurance, Tax-Free IUL, Tax-Free Pension Alternative

Do You Hate Paying Taxes & Losing Money in the Stock Market?

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Do You Hate Paying Taxes & Losing Money in the Stock Market?

What if there was a vehicle that eliminates taxes on retirement income and stock market losses too?

Watch the Retirement-Toolbox Video to find out how it works.

Under the radar IRS strategy eliminates taxes and stock market losses.
Under the radar IRS strategy eliminates taxes and stock market losses.

There is an under the radar IRS strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital.

Most advisors never heard about the strategy or they have not realized how powerful it has become with Living Benefit Life Insurance.

You earn a reasonable rate of return.  Your gains are locked in annually, so you never give back profits already earned.  You share in market upside, subject to a cap on annual gains, currently 13% to 16% depending on index chosen.  You can access your money tax-free, penalty free at any age for any reason.

Would you be OK earning 6% to 9% with no downside risk?

Doesn’t that sound like an idea you should examine?

Reasonable rate of return. Steady reliable income with no downside risk and tax-free penalty free income.
Reasonable rate of return. Steady reliable income with no downside risk and tax-free penalty free income.

Request an illustration and free retirement plan comparison.

Free Retirement Plan Comparison
Free Retirement Plan Comparison

 

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