Category Archives: Tax-Free IUL

Tax Free Retirement Plan Restores Retirement Dreams

Tax Free Retirement Plan Restores Retirement Dreams

Wall Street Commissions, Hidden Fees and Expenses could take a third of your retirement account over 30 years. Add in Taxes and you might only be a 40.2% Partner in your 401k.
Wall Street Commissions, Hidden Fees and Expenses could take a third of your retirement account over 30 years. Add in Taxes and you might only be a 40.2% Partner in your 401k.
The Tax Free Retirement Plan eliminates 3 wealth killers dragging down 401k returns. The Tax-Free Retirement Plan eliminates 3 wealth killers dragging down 401k returns.
The Tax Free Retirement Plan eliminates 3 wealth killers dragging down 401k returns.

Will you be strapped for cash in retirement or will your retirement dreams be restored?  Will you enjoy travel, leisure activities like golf, quality time with your grand children, and activities with your spouse?

The Tax Free Retirement Plan can help make your retirement years special, helping you accumulate enough money to provide income for 30 to 40 years of retirement.

The Tax Free 401k Alternative eliminates 3 Wealth Killers: 

  • Market losses
  • Taxes 
  • Wall Street commissions, hidden fees and expenses.

Market losses are forever and compound just like gains. The money lost never works for you again.  Remaining funds have to do double duty playing catch up as you dig out of an investment hole.

Taxes are another wealth killer.  Did you know that if you withdraw $50,000 from your 401(K) the IRS could take $20,000?  If you leave $500,000 to your spouse and kids in your 401(k) the IRS could take $200,000?

Your 401(k) is one of the most expensive ways to save for retirement.  Wall Street Commissions, hidden fees and expenses can reduce your 401(k) balance by 33% over 30 years.  In other words, after 30 years, your 401(k) balance would be 50% higher without these fees.  This could cost you more than $500,000 over your working years.

Bottom line, you may only be a 40.2% partner in your 401(K)

33.0% to Wall Street

26.8 % to IRS (40% of 67%)

40.2% to you

The Perfect Retirement Solution, known as a Tax Free Retirement Plan, a Tax-Free Pension Alternative, Living Benefit Life Insurance and a Tax-Free IUL eliminates the 3 Wealth Killers:  Market losses, Taxes and Wall Street commissions, hidden fees and expenses.

It has been called the perfect solution because:

  • You don’t lose money when the markets go down, so you are never digging out of an investment hole.
  • You share in market upside when the markets go up, subject to an annual market cap rate, currently 13% to 16%.
  • You’ll earn a reasonable rate of return.
  • Gains are locked in annually, so you never give back profits previously earned.
  • Withdrawals are tax-free penalty free at any age for any reason.

Tax-Free is better.  Watch the short video and call us with comments and questions. 

You can also request a free retirement plan comparison.

A PERFECT RETIREMENT SOLUTION

A PERFECT RETIREMENT SOLUTION

You can choose a perfect retirement solution.  It exist.

The Perfect Retirement Solution is Safe and Secure
The Perfect Retirement Solution is Safe and Secure

The Tax-Free 401(k) alternative has been called the perfect retirement solution.  It has been used by the wealthiest American Families for more than 20 years to cut taxes and preserve capital.

It eliminates the 3 Wealth Killers dragging down 401(k) returns:  Market Losses, Taxes and Wall Street hidden fees, commissions and expenses.

It has been called the perfect retirement solution because:

  • You don’t lose money when the markets go down, so you are never digging out of an investment hole.
  • You share in market upside when the markets go up, subject to an annual market cap rate, currently 13% to 16%.
  • You’ll earn a reasonable rate of return.
  • Gains are locked in annually, so you never give back profits previously earned.
  • Withdrawals are tax-free penalty free at any age for any reason.
Discover the Perfect Retirement Solution
Discover the Perfect Retirement Solution

More videos at bruceecoxcpa.com tax-free-retirement-plans.com tax-free-income.com and dependable-income.com

Call 800-955-7898 for a free illustration

Lawyers Accountants Keep More of Your Money with a Tax Free Pension Alternative

Lawyers Accountants Keep More of Your Money with a Tax Free Pension Alternative

It’s what you keep after taxes that counts. IRS allowed strategy can triple your retirement income after taxes compared to heavily taxed retirement income taken from your 401(k) or 403(b) retirement plan.

Lawyers Accountants Keep More of Your Money with a Tax Free Pension Alternative
Lawyers Accountants Keep More of Your Money with a Tax Free Pension Alternative

Lawyers and Accountants you can keep more of your money with a Tax Free Pension Alternative and generate 3 times more after tax income compared to your 401(k). Use the secret of the top 10% of America’s Wealthiest Families. They use the secret IRS approved strategy to avoid taxes and not lose money in the stock market. This little known strategy has flown under the radar for 20 years. Most advisors have never heard about the strategy or did not realize how powerful it has become.

Watch the Short Retirement-Toolbox Video

This tax-free pension alternative has been called The Perfect Retirement Solution and The 401(k) Replacement.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook explains how it works. Download it for free https://www.bruceecoxcpa.com/tax-free-iul-ebook.html

Kindle version $2.99

Request an illustration and a Free Retirement Plan comparison.

Free retirement plan comparison
Free retirement plan comparison

 

Professional Engineers: Eliminate Stock Market Losses & Taxes on Your Retirement Income Once and For All

Professional Engineers: Eliminate Stock Market Losses & Taxes on Your Retirement Income Once and For All

It’s not rocket science.  Just an under the radar strategy allowed by the IRS and used by America’s wealthiest families.

Most advisors have not heard about the strategy or they have not realized how powerful it has become.  Discover and implement the strategy.  It could triple your after-tax retirement income compared to an IRA or 401(k).

Professional Engineers Eliminate Stock Market Losses with IRS Strategy and Triples After-Tax Retirement Income Too
Professional Engineers Eliminate Stock Market Losses with IRS Strategy and Triples After-Tax Retirement Income Too

Watch the Retirement-Toolbox videos

New eBook tells how to get rid of stock market losses once and for all. You’ll keep more of your money with a tax-free retirement plan, plus you could generate 3 times more after tax retirement income compared to your 401(k) plan. Use the secret America’s wealthiest Families use to avoid taxes and not lose money in the stock market. The Strategy works. During the Financial Market melt down of 2008, none of our clients lost money in their tax-free retirement plan due to market volatility. Their Money was safe and secure and their income was steady and reliable.

This little known IRS approved strategy has largely flown under the radar for the last 20 years. Most Advisors never heard about it, or did not realize how powerful the strategy had become.

You have just been exposed to the strategy that can get of stock market losses and taxes on your retirement income once and for all. Learn more about this tax-free pension alternative, also known as living benefit life insurance.

New eBook explains how it works. Download it for free https://www.bruceecoxcpa.com/tax-free-iul-ebook.html

Kindle version $2.99

 

Doctors Retire Early by Tripling Your After-Tax Retirement Income

Doctors Retire Early by Tripling Your After-Tax Retirement Income

Obamacare is squeezing Doctors Incomes, reducing productivity and imposing costs. Doctors retire early by tripling your after-tax retirement income with a tax-free pension alternative.
Obamacare is squeezing Doctors Incomes, reducing productivity and imposing costs. Doctors retire early by tripling your after-tax retirement income with a tax-free pension alternative.

Would You Retire Early If You Had 3x more spendable cash during retirement than you anticipated from your IRA, 401(k) or 403(b) plan?

Watch the Retirement-Toolbox video to find out how you can triple your after-tax retirement income.

Obamacare is squeezing Physicians Incomes, reducing productivity and imposing new costs.

So are Government Regulations and Taxes getting to you? How about retiring early with 3 times the after-tax income vs. your 401(k) or 403(b) retirement plan?

Simply use the secret of the top 10% of America’s wealthiest families. It has been known to double, even triple after-retirement income vs. 401(k)s and 403(b) retirement plan.

Imagine going from $25,000 per year in after-tax retirement income to $75,000 in tax-free retirement income, or $100,000 to $300,000.

The strategy works and it could work for you. The Wealthiest American families use it to avoid taxes and to get rid of stock market losses once and for all. This little known IRS allowed strategy that has been called the perfect retirement solution for those who qualify. The Tax-Free Pension Alternative is also known as living benefit life insurance. You or a family member must be insurable to qualify.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How It Works. It is available for download at https://www.bruceecoxcpa.com/tax-free-iul-ebook.html

Kindle version $2.99
• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.

• If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Request an Illustration and a Free Retirement Plan Comparison.

Free retirement plan comparison
Free retirement plan comparison

How To Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

How To Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

 

Tired of Losing Money in the Stock Market? You can Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

2008 Financial Market Melt Down
2008 Financial Market Melt Down
Yo-Yo Volatility and Gut Wrenching Stock Market Losses are eliminated with a Tax-Free Pension Alternative or Tax-Free IUL
Yo-Yo Volatility and Gut Wrenching Stock Market Losses are eliminated with a Tax-Free Pension Alternative or Tax-Free IUL

Simply do what the Wealthiest American Families do to avoid taxes and not lose money in the stock market. They use a little known IRS approved strategy that has been called the perfect retirement solution for those who qualify. This tax-free pension alternative is also known as living benefit life insurance or the tax-free IUL.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How It Works

Kindle version  $2.99 

Free download and more videos https://www.bruceecoxcpa.com/
• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.

• If you have not put enough money away for retirement and need a catch up solution, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Originally posted at retirement-toolbox.com

Professional Athletes-Entertainers Secure & Win Your Financial Future

Professional Athletes-Entertainers Secure & Win Your Financial Future

ProfessionalAthletesLogos

Want Plenty of Money in your Post Playing Days?

A simple easy to implement adjustment can make the difference and secure your financial future. This short Retirement-Toolbox video explains how.

You have seen the stories, a staggering number of Professional Athletes and Entertainers filing Bankruptcy despite earning millions of dollars in salary or royalties. 78% of NFL players, 60% of NBA players and a large number of MLB players are bankrupt within 5 years of leaving the game.  Plenty of Celebrities and Entertainers, actors, musicians, singers have joined the list too.

You can secure your financial future with a little known tax-free solution that America’s wealthiest families use to preserve capital and cut taxes.

Imagine retiring at age 35 with $301,000 of tax-free income for life; or at age 40 with $384,000 of tax-free income for life. It’s possible to make this happen with a little discipline. Beginning at age 25 you invest $500,000 per year for 5 years and average 7% per year on your money. Historical returns have averaged over 8%.

The Tax-Free Pension Alternative, An Under the radar strategy for Athletes, Entertainers and other High Earners.  Strategy can Secure your financial future.
The Tax-Free Pension Alternative, An Under the radar strategy for Athletes, Entertainers and other High Earners. Strategy can Secure your financial future.

This little known strategy has flown under the radar for 20 years. Most advisors have never heard about the strategy or did not realize how powerful it has become.

It has been called The Perfect Retirement Solution and The 401(k) Replacement. It is a tax-free pension alternative and is also known as living benefit life insurance or the Tax-Free IUL.  This tax-free solution works.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

During the Financial Market Melt Down, none of our clients lost money in their tax-free pension alternative. Their money was safe and secure. The same tax-free solution can work for you.
During the Financial Market Melt Down, none of our clients lost money in their tax-free pension alternative. Their money was safe and secure. The same tax-free solution can work for you.

New eBook Explains How It Works

Kindle version $2.99 

Free download and more videos https://www.bruceecoxcpa.com/

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Living Benefit Life Insurance Eliminates Taxes & Stock Market Losses

Living Benefit Life Insurance Eliminates Taxes & Stock Market Losses

Living Benefit Life Insurance Gets Rid of Taxes on Retirement Income & Stock Market Losses
Living Benefit Life Insurance Gets Rid of Taxes on Retirement Income & Stock Market Losses

The Retirement-Toolbox Video Explains.

So, are  you Tired of Losing Money in the Stock Market?  

You can now Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

Simply do what the Wealthiest American Families do to avoid taxes and not lose money in the stock market. They use a little known IRS approved strategy that has been called the perfect retirement solution for those who qualify.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How this tax-free pension alternative, or living benefit life insurance works.

The Perfect Retirement Solution gets rid of stock market losses once and for all.
The Perfect Retirement Solution gets rid of stock market losses once and for all.

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.

• If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Free download at BruceECoxCPA.com

Kindle version $2.99

What If You Could Triple Your After-Tax Retirement Income with a Simple Switch?

What If You Could Triple Your After-Tax Retirement Income with a Simple Switch?

Would You Be More Comfortable Knowing This Strategy Is Used By America’s Wealthiest Families to Cut Taxes and Preserve Capital?

Watch the Retirement-Toolbox Video to Learn More.

It is What You Keep.  Your Income After-Taxes 

The IRS gets first dibs on your income.  You get to spend what is left after-taxes.  After-tax Retirement Income is what you should focus on.

The IRS gets first dibs on your taxable income. You keep the after-tax retirement income.
The IRS gets first dibs on your taxable income. You keep the after-tax retirement income.

If you withdraw $50,000 from your qualified plan the IRS could take $20,000.

As you can see, qualified plans such as your IRA, 401(k) or 403(b) are heavily taxed.

Tax-Free is Better.  Zero taxes means you get to keep the entire $50,000 rather than $30,000 after-taxes.

But what if the $50,000 was actually $90,000 tax-free?   Would that excite you?  It should because that is what a tax-free pension alternative or tax-free IUL might be able to do for you.

These Living Benefit Life Insurance Plans have been known to kick your retirement up a few levels where your life style options could blow your mind.

Request an illustration and a Free Retirement Plan Comparison.

Free Retirement Plan Comparison
Free Retirement Plan Comparison

Are You Risking a Retirement Shortfall?

Are You Risking a Retirement Shortfall?

Not enough money to enjoy retirement?

A tax free solution could help stretch your money further.

Watch the Retirement-Toolbox video.

Your money has to last 30 years or more if you retire in your 60s or 70s. Many people run out of money 7 to 10 years into retirement.

Facing a retirement shortfall, what will you do for the next 20 years if you run out of money?

Don’t let it happen.  Discover and Implement the Tax-Free Solution.

A tax-free pension alternative also known as living benefit life insurance or the tax-free IUL will solve many of these issues.

None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.

The Solution works. The tax-free solution has also been known to double, even triple after tax income compared to a 401(k) or 403(b) retirement plan. It has been called the Tax-Free Pension Alternative.

To see how powerful it is request a free illustration and retirement plan comparison.

Free retirement plan comparison
Free retirement plan comparison