Living Benefit Life Insurance

Power of Tax-Free Wealth Accumulation with Living Benefit Life Insurance

The Tax-Free Pension Alternative or Tax-Free IUL is focused on maximizing living benefits, tax-free cash flow to supplement retirement income.

It has been called the Perfect Retirement Solution, no downside risk, tax-free penalty free withdrawals at any age for any reason and you earn a reasonable rate of return.

Living Benefits

Tax-Free Annual Income Age 67 to Age 120

$198,917

Premiums Paid
Ta x-Free Death Benefit
Cash Surrender Value
Yr 10
$120,000
$1,171,155
$ 107,155
Yr 15
$180,000
$1,171,155
$241,114
Yr 34
$ 408,000
$2,111,132
$1,759,277

Male Age 33

8.11% ROR

Living Benefits

Tax-Free Annual Income Age 71 to Age 120

$24,295

Premiums Paid
Ta x-Free Death Benefit
Cash Surrender Value
Yr 10
$120,000
$ 378,768
$ 98,725
Yr 15
$180,000
$ 378,768
$219,088

Male Age 56

8.11% ROR

Jump-Start your Tax-Free Retirement Living Benefits

Tax-Free Annual Income Age 71 to Age 120

$868,057

Premiums Paid
Tax-FreeĀ Death Benefit
Cash Surrender Value
Yr4
$5,000,000
$ 35,000,000
$3,560,160
Yr 20
$5,000,000
$ 35,000,000
$10,083,094

Male Age 55

8.11% ROR
Small Business Owners, Doctors, Lawyers, Accountants and other Professionals with good credit and Accounts Receivables or Strong Cash Flows may be able to jump-start their tax-free wealth accumulation. In the example above, a 55 year old doctor with $5,000,000 in accounts receivables, due from Insurance Companies, Patients and Medicare, was able to borrow $5,000,000 ($1,250,000 per year over 4 years) to fund the premiums on the above policy. The loan was a 15 year term, simple interest only loan secured by the Receivables and the Policy made to the Doctor’s LLC.
The Doctor above, like many people would do anything for his wife and children. Private schools, College Tuiton, summer camps, tennis camp, soccer softball baseball and basketball camps, ski trips and vacations. Retirement savings always put off. The strategy above can let you catch up and jump-start your tax-free wealth accumulation. Ask me about this option.

Tax-FreeIUL-3compliancenote

 

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