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New Retirement Planning Ideas

There has been a paradigm shift in retirement planning you might not be aware of.  The Retirement-Toolbox Video discusses the shift and potential impact on your retirement.

This favorable IRS allowed strategy lends itself to “Zero” Tolerance for Retirement Taxes and “Zero” Tolerance for Stock Market Losses.

You no longer have to risk capital to earn a reasonable rate of return.

This relatively unknown tax-free solution has been quietly used by America’s wealthiest families to cut taxes and preserve capital.

The Tax-Free Pension Alternative, also known as living benefit life insurance or a Tax-Free IUL eliminates taxes and stock market losses.  It has been called a perfect retirement solution.

  • You don’t lose money when the markets go down, so you are never digging out of an   investment hole!
  • You Share in Market Upside when Markets go up, up to a cap rate currently 13.0% to 16.0%!
  • You’ll Earn Reasonable Rates of Return!
  • Your Gains are locked in annually, so you never give back profits already earned!
  • Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
  • You can generate a Tax-Free Income You Won’t Outlive!
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PROTECT YOUR RETIREMENT WITH A TAX-FREE PENSION ALTERNATIVE

PROTECT YOUR RETIREMENT WITH A TAX-FREE PENSION ALTERNATIVE

Retirement-Toolbox video shows how to generate a tax-free income for life with a tax-free pension alternative.  Watch the short video.

You can eliminate Tax-Traps and kick your future retirement up a few levels … where the money is staggering and lifestyle options are mind blowing.

Tax-Free Pension Alternative eliminates stock market losses and retirement tax-traps.
Tax-Free Pension Alternative eliminates stock market losses and retirement tax-traps.

IRAs, 401(k)s and 403(b) retirement plans are heavily taxed and could cost you hundreds of thousands of dollars. So, skip the 401(k) herd mentality leading you to a tax slaughter. Discover an under the radar, little known IRS Strategy used by America’s wealthiest families to cut taxes and preserve capital.

The tax-free pension alternative or tax-free IUL has been known to triple after-tax retirement income compared to your IRA, 401(k) or 403(b) plan.

The Tax-Free IUL or Tax-Free Pension Alternative has been known to triple after-tax retirement income.
The Tax-Free IUL or Tax-Free Pension Alternative has been known to triple after-tax retirement income.
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EVERYTHING YOU NEED TO KNOW ABOUT TAX-FREE IULS IN 5 MINUTES OR LESS

EVERYTHING YOU NEED TO KNOW ABOUT TAX-FREE IULS IN 5 MINUTES OR LESS

The Tax-Free IUL has been called the Perfect Retirement Solution
The Tax-Free IUL has been called the Perfect Retirement Solution

The Perfect Retirement Solution – Tax-Free IULs

You might have heard of IULs and wondered how they worked, and if they were right for you! Some of you might have thought they were too good to be true, that there must be a catch. There is no catch, there are some tradeoffs that most informed people are happy to live with.

There is a little known IRS strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. The Strategy works. The Tax-Free IUL can produce a Tax-Free Income You Won’t Outlive! The strategy has also been known to double, even triple after tax income compared to a 401(k) or 403(b) retirement plan.

This retirement strategy, the tax-free pension alternative,is also known as living benefit life insurance and the tax-free IUL.

Tax-Free IULs are an IRS strategy with no downside risk. It has been called the perfect retirement solution.

• You don’t lose money when the markets go down!
• Share in Market Upside when Markets go up!
• Earn Reasonable Rates of Return!
• Gains Locked In Annually!
• Tax-Free Penalty Free Withdrawals at any age!
• Tax-Free Income You Won’t Outlive!

Request an illustration and a free retirement plan comparison.

Free retirement plan comparison
Free retirement plan comparison

 

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ELIMINATE TAX-TRAPS & KICK YOUR FUTURE RETIREMENT UP A FEW LEVELS

ELIMINATE TAX-TRAPS & KICK YOUR FUTURE RETIREMENT UP A FEW LEVELS

Entrepreneurs, Small Business Owners and High Earners you can eliminate Tax-Traps and kick your future retirement up a few levels … where the money is staggering and lifestyle options are mind blowing.

IRAs, 401(k)s and 403(b) retirement plans are heavily taxed and could cost you hundreds of thousands of dollars. So, skip the 401(k) herd mentality leading you to a tax slaughter. Discover an under the radar, little known IRS Strategy used by America’s wealthiest families to cut taxes and preserve capital.

The Strategy works. It is a tax-free IUL or living benefit life insurance. This tax-free retirement alternative has been called the perfect retirement solution.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.0% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

So, not only do you eliminate taxes you also get rid of yo-yo volatility and stock market losses once and for all.

New quick read eBook Explains How It Works

Kindle version $2.99 

Free download and more videos https://www.bruceecoxcpa.com/

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the quick and easy to implement tax-free retirement solution addresses all of the above.

Eliminate stock market losses and retirement taxes with a tax-free pension alternative
Eliminate stock market losses and retirement taxes with a tax-free pension alternative
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How About No Stock Market Losses and Tax-Free Income for Life?

How About No Stock Market Losses and Tax-Free Income for Life?

Retirement-Toolbox video shows how to get rid of stock market losses and taxes on retirement income once and for all. That is right, no stock market losses. No more market volatility and sleepless nights worrying about the markets.

What if you no longer had to suffer yo-yo volatility and gut wrenching stock market losses while earning a reasonable rate of return that was tax-free income?

No Yo-Yo Volatility or Stock Market Losses with the Tax-Free Pension Alternative knows as a Tax-Free IUL
No Yo-Yo Volatility or Stock Market Losses with the Tax-Free Pension Alternative knows as a Tax-Free IUL

Would you be OK earning 6% to 9% tax-free on your money with no downside risk? It’s possible with The Perfect Retirement Solution. A Tax-Free Retirement Alternative Plan, also known as Living Benefit Life Insurance or Tax-Free IUL. Historically, these plans have averaged over 8%.

What’s the trade off? In exchange for no downside risk, annual upside is capped, currently 13% to 16%, depending on the index chosen and the Insurance Carrier. This means you earn up to the cap rate in any given year. Gains are locked in annually, so you never give back profits already earned.

None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.

During the market melt down of 2008, the S&P 500 and Nasdaq Indexes were down about 40%, but none of our clients lost money due to market volatility. Zero was their hero. Their money was safe and secure, and their income steady and reliable.

Remember 2008 Financial Market Melt Down?
Remember 2008 Financial Market Melt Down? It could happen again.
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Tax Free Retirement Plan Restores Retirement Dreams

Tax Free Retirement Plan Restores Retirement Dreams

Wall Street Commissions, Hidden Fees and Expenses could take a third of your retirement account over 30 years. Add in Taxes and you might only be a 40.2% Partner in your 401k.
Wall Street Commissions, Hidden Fees and Expenses could take a third of your retirement account over 30 years. Add in Taxes and you might only be a 40.2% Partner in your 401k.
The Tax Free Retirement Plan eliminates 3 wealth killers dragging down 401k returns. The Tax-Free Retirement Plan eliminates 3 wealth killers dragging down 401k returns.
The Tax Free Retirement Plan eliminates 3 wealth killers dragging down 401k returns.

Will you be strapped for cash in retirement or will your retirement dreams be restored?  Will you enjoy travel, leisure activities like golf, quality time with your grand children, and activities with your spouse?

The Tax Free Retirement Plan can help make your retirement years special, helping you accumulate enough money to provide income for 30 to 40 years of retirement.

The Tax Free 401k Alternative eliminates 3 Wealth Killers: 

  • Market losses
  • Taxes 
  • Wall Street commissions, hidden fees and expenses.

Market losses are forever and compound just like gains. The money lost never works for you again.  Remaining funds have to do double duty playing catch up as you dig out of an investment hole.

Taxes are another wealth killer.  Did you know that if you withdraw $50,000 from your 401(K) the IRS could take $20,000?  If you leave $500,000 to your spouse and kids in your 401(k) the IRS could take $200,000?

Your 401(k) is one of the most expensive ways to save for retirement.  Wall Street Commissions, hidden fees and expenses can reduce your 401(k) balance by 33% over 30 years.  In other words, after 30 years, your 401(k) balance would be 50% higher without these fees.  This could cost you more than $500,000 over your working years.

Bottom line, you may only be a 40.2% partner in your 401(K)

33.0% to Wall Street

26.8 % to IRS (40% of 67%)

40.2% to you

The Perfect Retirement Solution, known as a Tax Free Retirement Plan, a Tax-Free Pension Alternative, Living Benefit Life Insurance and a Tax-Free IUL eliminates the 3 Wealth Killers:  Market losses, Taxes and Wall Street commissions, hidden fees and expenses.

It has been called the perfect solution because:

  • You don’t lose money when the markets go down, so you are never digging out of an investment hole.
  • You share in market upside when the markets go up, subject to an annual market cap rate, currently 13% to 16%.
  • You’ll earn a reasonable rate of return.
  • Gains are locked in annually, so you never give back profits previously earned.
  • Withdrawals are tax-free penalty free at any age for any reason.

Tax-Free is better.  Watch the short video and call us with comments and questions. 

You can also request a free retirement plan comparison.

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A PERFECT RETIREMENT SOLUTION

A PERFECT RETIREMENT SOLUTION

You can choose a perfect retirement solution.  It exist.

The Perfect Retirement Solution is Safe and Secure
The Perfect Retirement Solution is Safe and Secure

The Tax-Free 401(k) alternative has been called the perfect retirement solution.  It has been used by the wealthiest American Families for more than 20 years to cut taxes and preserve capital.

It eliminates the 3 Wealth Killers dragging down 401(k) returns:  Market Losses, Taxes and Wall Street hidden fees, commissions and expenses.

It has been called the perfect retirement solution because:

  • You don’t lose money when the markets go down, so you are never digging out of an investment hole.
  • You share in market upside when the markets go up, subject to an annual market cap rate, currently 13% to 16%.
  • You’ll earn a reasonable rate of return.
  • Gains are locked in annually, so you never give back profits previously earned.
  • Withdrawals are tax-free penalty free at any age for any reason.
Discover the Perfect Retirement Solution
Discover the Perfect Retirement Solution

More videos at bruceecoxcpa.com tax-free-retirement-plans.com tax-free-income.com and dependable-income.com

Call 800-955-7898 for a free illustration

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Lawyers Accountants Keep More of Your Money with a Tax Free Pension Alternative

Lawyers Accountants Keep More of Your Money with a Tax Free Pension Alternative

It’s what you keep after taxes that counts. IRS allowed strategy can triple your retirement income after taxes compared to heavily taxed retirement income taken from your 401(k) or 403(b) retirement plan.

Lawyers Accountants Keep More of Your Money with a Tax Free Pension Alternative
Lawyers Accountants Keep More of Your Money with a Tax Free Pension Alternative

Lawyers and Accountants you can keep more of your money with a Tax Free Pension Alternative and generate 3 times more after tax income compared to your 401(k). Use the secret of the top 10% of America’s Wealthiest Families. They use the secret IRS approved strategy to avoid taxes and not lose money in the stock market. This little known strategy has flown under the radar for 20 years. Most advisors have never heard about the strategy or did not realize how powerful it has become.

Watch the Short Retirement-Toolbox Video

This tax-free pension alternative has been called The Perfect Retirement Solution and The 401(k) Replacement.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook explains how it works. Download it for free https://www.bruceecoxcpa.com/tax-free-iul-ebook.html

Kindle version $2.99

Request an illustration and a Free Retirement Plan comparison.

Free retirement plan comparison
Free retirement plan comparison

 

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Professional Engineers: Eliminate Stock Market Losses & Taxes on Your Retirement Income Once and For All

Professional Engineers: Eliminate Stock Market Losses & Taxes on Your Retirement Income Once and For All

It’s not rocket science.  Just an under the radar strategy allowed by the IRS and used by America’s wealthiest families.

Most advisors have not heard about the strategy or they have not realized how powerful it has become.  Discover and implement the strategy.  It could triple your after-tax retirement income compared to an IRA or 401(k).

Professional Engineers Eliminate Stock Market Losses with IRS Strategy and Triples After-Tax Retirement Income Too
Professional Engineers Eliminate Stock Market Losses with IRS Strategy and Triples After-Tax Retirement Income Too

Watch the Retirement-Toolbox videos

New eBook tells how to get rid of stock market losses once and for all. You’ll keep more of your money with a tax-free retirement plan, plus you could generate 3 times more after tax retirement income compared to your 401(k) plan. Use the secret America’s wealthiest Families use to avoid taxes and not lose money in the stock market. The Strategy works. During the Financial Market melt down of 2008, none of our clients lost money in their tax-free retirement plan due to market volatility. Their Money was safe and secure and their income was steady and reliable.

This little known IRS approved strategy has largely flown under the radar for the last 20 years. Most Advisors never heard about it, or did not realize how powerful the strategy had become.

You have just been exposed to the strategy that can get of stock market losses and taxes on your retirement income once and for all. Learn more about this tax-free pension alternative, also known as living benefit life insurance.

New eBook explains how it works. Download it for free https://www.bruceecoxcpa.com/tax-free-iul-ebook.html

Kindle version $2.99

 

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Doctors Retire Early by Tripling Your After-Tax Retirement Income

Doctors Retire Early by Tripling Your After-Tax Retirement Income

Obamacare is squeezing Doctors Incomes, reducing productivity and imposing costs. Doctors retire early by tripling your after-tax retirement income with a tax-free pension alternative.
Obamacare is squeezing Doctors Incomes, reducing productivity and imposing costs. Doctors retire early by tripling your after-tax retirement income with a tax-free pension alternative.

Would You Retire Early If You Had 3x more spendable cash during retirement than you anticipated from your IRA, 401(k) or 403(b) plan?

Watch the Retirement-Toolbox video to find out how you can triple your after-tax retirement income.

Obamacare is squeezing Physicians Incomes, reducing productivity and imposing new costs.

So are Government Regulations and Taxes getting to you? How about retiring early with 3 times the after-tax income vs. your 401(k) or 403(b) retirement plan?

Simply use the secret of the top 10% of America’s wealthiest families. It has been known to double, even triple after-retirement income vs. 401(k)s and 403(b) retirement plan.

Imagine going from $25,000 per year in after-tax retirement income to $75,000 in tax-free retirement income, or $100,000 to $300,000.

The strategy works and it could work for you. The Wealthiest American families use it to avoid taxes and to get rid of stock market losses once and for all. This little known IRS allowed strategy that has been called the perfect retirement solution for those who qualify. The Tax-Free Pension Alternative is also known as living benefit life insurance. You or a family member must be insurable to qualify.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How It Works. It is available for download at https://www.bruceecoxcpa.com/tax-free-iul-ebook.html

Kindle version $2.99
• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.

• If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Request an Illustration and a Free Retirement Plan Comparison.

Free retirement plan comparison
Free retirement plan comparison
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