Power of Tax-Free Wealth Accumulation with Living Benefit Life Insurance
The Tax-Free Pension Alternative or Tax-Free IUL is focused on maximizing living benefits, tax-free cash flow to supplement retirement income.
It has been called the Perfect Retirement Solution, no downside risk, tax-free penalty free withdrawals at any age for any reason and you earn a reasonable rate of return.
Living BenefitsTax-Free Annual Income Age 67 to Age 120$198,917 |
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Premiums Paid |
Ta x-Free Death Benefit |
Cash Surrender Value |
|
Yr 10 |
$120,000 |
$1,171,155 |
$ 107,155 |
Yr 15 |
$180,000 |
$1,171,155 |
$241,114 |
Yr 34 |
$ 408,000 |
$2,111,132 |
$1,759,277 |
Male Age 338.11% ROR |
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Living BenefitsTax-Free Annual Income Age 71 to Age 120$24,295 |
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Premiums Paid |
Ta x-Free Death Benefit |
Cash Surrender Value |
|
Yr 10 |
$120,000 |
$ 378,768 |
$ 98,725 |
Yr 15 |
$180,000 |
$ 378,768 |
$219,088 |
Male Age 568.11% ROR |
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Jump-Start your Tax-Free Retirement Living BenefitsTax-Free Annual Income Age 71 to Age 120$868,057 |
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Premiums Paid |
Tax-Free Death Benefit |
Cash Surrender Value |
|
Yr4 |
$5,000,000 |
$ 35,000,000 |
$3,560,160 |
Yr 20 |
$5,000,000 |
$ 35,000,000 |
$10,083,094 |
Male Age 558.11% ROR |
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Small Business Owners, Doctors, Lawyers, Accountants and other Professionals with good credit and Accounts Receivables or Strong Cash Flows may be able to jump-start their tax-free wealth accumulation. In the example above, a 55 year old doctor with $5,000,000 in accounts receivables, due from Insurance Companies, Patients and Medicare, was able to borrow $5,000,000 ($1,250,000 per year over 4 years) to fund the premiums on the above policy. The loan was a 15 year term, simple interest only loan secured by the Receivables and the Policy made to the Doctor’s LLC.
The Doctor above, like many people would do anything for his wife and children. Private schools, College Tuiton, summer camps, tennis camp, soccer softball baseball and basketball camps, ski trips and vacations. Retirement savings always put off. The strategy above can let you catch up and jump-start your tax-free wealth accumulation. Ask me about this option.
